Toyota Innova Hycross Gets ‘Pay How You Drive’ Insurance Option From Chola MS | V3Cars
Toyota Tsusho partner with Chola MS General Insurance to bring Pay-How-You-Drive insurance plans for the Innova Hycross owners. This should help save on insurance if you drive in a relaxed manner with smooth acceleration, predictive braking and easy turns limiting the vehicle’s body roll.
The insurance plan uses the car's embedded sensors and the always-connected telematics to source information from Toyota’s servers. Then, it (most likely) uses the information to decide the likelihood of a crash based on a person’s driving style based on a huge data set. Such an insurance plan is also likely to encourage buyers to drive easy and make the roads safer for others.
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Here’s what Mr. Takayuki Ueda, MD, CEO, Principal Officer of Toyota Tsusho Insurance Broker India Pvt. Ltd. said about the new service:
Marking a significant milestone in India's insurance landscape, Pay-How-You-Drive (PHYD) has been launched, drawing inspiration from Japan's successful usage-based insurance models. Leveraging Japan's expertise in telematics-driven insurance, the partnership between TTIBI and Chola MS combines global best practices with local insights, adapting Insurance framework to India's unique market conditions. This collaboration aims to provide impressive results and rewards safe driving habits, promotes road safety, and empowers customers to control their insurance premiums, enjoy personalised benefits, and contribute to a safer driving culture.
Mr. V. Suryanarayanan, MD of Chola MS Insurance said:
Our collaboration with TKM and TTIBI is driven by our mission to provide innovative, customer-focused insurance solutions. We are excited to offer the 'Pay How You Drive' insurance product that rewards policyholders’ safe driving behaviour with transparency and reliability. This offering enables Toyota Hycross policyholders to determine their insurance costs.
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