If you are on a strict budget and value safety above everything else, here’s a list of the safest cars under Rs. 8.0 lakh in India that you can buy currently. The cars on this list were selected based on their Global NCAP rating. However, it is important to note that GNCAP updated their testing protocol in July 2022. Earlier, the cars tested under GNCAP’s Safer Cars For India program were rated based on their frontal impact tests only. However, cars tested post June 2022 were rated based on both front and side impacts, in addition to active safety features.
With a 5-star safety rating in both adult and child occupant protection, the Mahindra XUV 3XO takes the first spot in our list of top safest cars under Rs. 8 lakh. Tested under Global NCAP’s latest crash test protocol, the 2024 XUV 3XO scored 29.36 out of a total 32 points in adult occupant protection and 43 out of 49 in child occupant protection.
However, only 1 variant of the XUV 3XO – the MX1 – falls under the Rs. 8 lakh price bracket with an ex-showroom price of Rs. 7.99 lakh. This variant is powered by a 1.2L turbo petrol engine that produces 111PS of power and 200Nm of torque. The base XUV 3XO variant is only available with a 6-speed manual transmission.
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The first Skoda model to participate in Bharat NCAP, the 2025 Kylaq received a 5-star safety rating for both adult and child occupant protection. The new Kylaq SUV from Skoda comes equipped with 6 airbags and over 25 active and passive safety features as standard. In the adult occupant protection test, the Kylaq scored 30.88 out of 32 points, while in the child occupant protection test, the SUV scored 45 out of 49 points, making it one of the safest B2-SUVs in the country.
However, like the XUV 3XO, only the base Classic turbo petrol-manual variant of the Kylaq is priced under Rs. 8 lakh. The Kylaq Classic variant is priced at Rs. 7.89 lakh (ex-showroom) and is powered by a 1L turbo petrol engine that produces 116PS of power and 178Nm of torque.
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The Tata Punch leads the pack as the safest car under Rs. 8.0 lakh in India, boasting an impressive safety rating of 16.44 out of 17 for adult safety and 40.89 out of 49 for child safety. When combined, the Punch achieves a remarkable final GNCAP star rating of 5 stars for adult safety and 4 stars for child safety.
Currently, Tata offers the Punch with multiple powertrain options including petrol-manual, petrol-automatic, and CNG-manual. With a lineup comprising 15 variants, 8 petrol-manual variants and 4 petrol-automatic variants and 2 CNG-manual fall under the Rs. 8.0 lakh price range (ex-showroom).
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The Tata Altroz secured a strong safety standing with a score of 16.13 out of 17 points in adult safety, resulting in an impressive 5-star rating. With a child safety score of 29 out of 49, the Tata Altroz received a 3-star rating for child safety.
Presently, Tata offers the Altroz with a variety of powertrain options, including petrol-manual, petrol-automatic, turbo petrol-manual, diesel-manual and CNG-manual. Among these variants, only 4 petrol-manual variants and 1 CNG-manual variant of the Tata Altroz fall below the Rs. 8.0 lakh price bracket.
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The Tata Tiago secured the 3rd spot on this list, boasting an adult safety score of 12.52 out of 17 and a child safety score of 34.15 out of 49. The overall star rating for this model stands at 4 for adult safety and 3 for child safety.
Tata offers the Tiago with a diverse range of powertrain options, including petrol-manual, petrol-automatic, CNG-manual, and electric-automatic. All petrol-manual and petrol-automatic variants fall under the Rs. 8.0 lakh price range (ex-showroom), while only 3 out of the 5 CNG-manual variants qualify for this list.
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Similar to the Tiago, the Tata Tigor boasts matching safety scores of 12.52 out of 17 for adult safety and 34.15 out of 49 for child safety. Simplifying the ratings, GNCAP granted it 4 stars for adult safety and 3 stars for child safety.
The Tata Tigor shares its powertrain options with the Tiago hatchback, offering similar choices like petrol-manual, petrol-automatic, CNG-manual, and electric-automatic. All petrol-manual variants fall under the Rs. 8.0 lakh price bracket (ex-showroom), while only 1 petrol-automatic and 1 CNG-manual variant make it to the list.
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Renault Triber stands out as the largest vehicle among these models, offering seating for up to 7 passengers. Its Global NCAP test resulted in 11.62 points for adult safety and 27 points for child safety out of 17 and 49 points, respectively. This translates to a safety rating of 4 stars for adult safety and 2 stars for child safety. For the Triber, only 3 petrol-manual variants fall under the price range of Rs. 8.0 lakh (ex-showroom) and none of the petrol-automatic variants qualify for this list.
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The Renault Kiger underwent GNCAP crash tests and achieved a score of 12.34 out of 17 for adult safety and 21.05 out of 49 for child safety. Consequently, it earned a final rating of 4 stars for adult safety and 2 stars for child safety.
Only 2 normal petrol-manual variants of the Kiger meet the criteria to be included on this list, and that too by the slimmest of margins.
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Following closely behind the Kiger is its counterpart, the Nissan Magnite. Despite sharing the same platform and powertrain as the Kiger, the Magnite surprisingly obtained a slightly lower safety rating with 11.85 for adult safety and 24.88 for child safety. However, the star rating for the Magnite remains consistent with that of the Kiger, achieving 4 stars for adult safety and 2 stars for child safety. 4 normal petrol-manual and 2 normal petrol-automatic variants of the Magnite fall under the price bracket of under Rs. 8.0 lakh (ex-showroom).
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Meanwhile, in October 2023, Hyundai made a significant announcement of equipping all its models with 6 airbags as a standard safety feature. As a result, Hyundai's vehicles priced at or below Rs. 6 lakh, such as the Grand i10 Nios and Exter, have notably enhanced their safety standards. However, neither the Exter nor the updated Grand i10 Nios are currently part of the Safer Cars For India program, and neither have they been tested by Bharat NCAP. Hence, these cars are currently not included in this list. Nevertheless, Hyundai have revealed plans to subject three of its cars to the Bharat NCAP tests. Stay tuned to this page for updates on whether the Grand i10 Nios and Exter are included in the list following the BNCAP tests.
To know more about Global NCAP’s testing protocols and how the star rating system works, click here. To know more about Bharat NCAP, head here.
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